The impact of religiosity on personal financial decisions
This paper explores the impact of religiosity on personal financial decisions. Specifically, I examine whether people in areas of high religious social norms are likely to have higher credit scores and lower levels of credit card debt, foreclosures, and bankruptcies. Prior research suggests a link b...
| 1. VerfasserIn: | |
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| Medienart: | Elektronisch Aufsatz |
| Sprache: | Englisch |
| Verfügbarkeit prüfen: | HBZ Gateway |
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| Veröffentlicht: |
Creighton University
2012
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| In: |
The journal of religion & society
Jahr: 2012, Band: 14 |
| weitere Schlagwörter: | B
Ethics and religion
B Debt B Financial Risk B Personal B Economics and religion B Finance B Religiousness B Wealth; Ethics |
| Online Zugang: |
Volltext (kostenfrei) Volltext (kostenfrei) |
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| 520 | |a This paper explores the impact of religiosity on personal financial decisions. Specifically, I examine whether people in areas of high religious social norms are likely to have higher credit scores and lower levels of credit card debt, foreclosures, and bankruptcies. Prior research suggests a link between individual religiosity, ethical behavior, and risk aversion with results that show how these attributes influence managerial actions. I find that these links also influence personal financial behavior in that individuals located in areas with higher levels of religiosity take less risk and display higher ethical standards. My results suggest that individuals residing in areas with strong religious social norms tend to have significantly higher credit scores as well as significantly lower levels of credit card balances, foreclosures, and bankruptcies compared to those individuals residing in areas with lower levels of religiosity. | ||
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